Insurance Claims Denial Lawyers in Naples, Florida
If your homeowner’s insurance claim has been denied or if your settlement was lower than you expected, you may have questions about what your next steps should be. Insurance claim denials can occur for a number of reasons. Some types of claims are explicitly excluded from a standard homeowner’s insurance policy. Sometimes homeowners may not always understand what is covered by the policy. And sometimes, there is a problem of miscommunication between homeowners and their insurance companies. The Law Offices of Michael M. Raheb, P.A. is an insurance claim denial law firm in Naples, Florida that can review your homeowner’s insurance policy, help you understand what is and isn’t covered, and assist you with taking the next steps to get the settlement you may deserve. Finally, our insurance claims denial lawyer in Naples, Florida can help you gather documentation and evidence to support your claim, if you have a case.
What Can You Do If Your Homeowner’s Insurance Claim Has Been Denied in Naples, Florida?
If your homeowner’s insurance claim has been denied, you may be wondering what you can do next. Receiving a denial letter can be understandably disappointing. However, here are three things you can do right away:
- Read over your insurance policy. Sometimes homeowners may not be aware that their standard homeowner’s insurance policy has important exclusions, such as flood damage exclusions. Read the fine print. Do you have coverage for the claim you are making? If you are not sure, consider reaching out to the insurance claims denial lawyer at the Law Offices of Michael M. Raheb, P.A. in Naples, Florida. Our lawyer can review your policy and help you understand the next steps, if you have a claim.
- Ask your insurance adjuster to send you an explanation in writing regarding why your claim is denied. You can then read through the denial and read through your policy to see if everything matches up. Sometimes the claims denial letter might reveal important information. For example, was documentation missing? Is there a disagreement between you and the insurance company about the extent or cause of damages? The insurance claims denial attorney at the Law Offices of Michael M. Raheb, P.A. in Naples, Florida can review the denial letter and help you take the next steps.
- Reach out to the Law Offices of Michael M. Raheb, P.A. in Naples, Florida. Our insurance claims denial law firm may be able to help you understand what is and isn’t covered by your policy and the next steps you can take if you have a claim.
Still have questions? Insurance can have quite a bit of fine print. The Law Offices of Michael M. Raheb, P.A. is an insurance claims denial law firm in Naples, Florida that may be able to help you.
Flood Insurance Claims Denial Law Firm in Naples, Florida
If your home has been damaged by flooding, you may wonder whether you can make a homeowner’s insurance claim. Standard homeowner’s insurance doesn’t cover flood damage. If you live in a flood zone, you may have had to purchase additional coverage for flooding. If your flood claim has been denied, you’ll first need to check to see whether you have flood insurance, and then appeal the denial if you have this insurance. Has your flood claim been denied despite your having purchased flood coverage? The flood insurance claims denial law firm at the Law Offices of Michael M. Raheb, P.A. in Naples, Florida may be able to help you appeal the denial.
Fire Insurance Claim Denial Law Firm in Naples, Florida
Has your fire insurance claim been denied? Did you receive less money than expected from your fire claim? The Law Office of Michael M. Raheb, P.A. in Naples, Florida may be able to help. Our fire insurance claim denial law firm can review your policy, help you understand what is and isn’t covered, and fight to help you get the best possible claim you may deserve under the law if there has been a misunderstanding or bad faith on the part of your insurance company.
Fire insurance claims can involve many details and may require you to read the fine print of your policy. For example, when it comes to replacing the contents of your home after a fire, do you have replacement cost insurance or actual cash value insurance? The type of insurance you have could make a difference. Replacement cost insurance will pay for the cost of buying new versions of the items you lost in a fire, while actual cash value insurance will only pay you for the value of the items on the day of the fire. Actual cash value insurance is less valuable, because a used computer is worth less than a new one.
Has your fire insurance claim been denied? Do you have questions about what you can claim following a fire? Reach out to the fire insurance claim denial lawyer at the Law Offices of Michael M. Raheb, P.A. in Naples, Florida today.
Hurricane Insurance Claim Denial Law Firm in Naples, Florida
Was your home damaged or destroyed in a hurricane? Did you receive a denial from your homeowner’s insurance? Or, are you still struggling to settle your hurricane damage claim? The hurricane insurance claim denial lawyer at the Law Offices of Michael M. Raheb, P.A. in Naples, Florida may be able to help you. In the aftermath of a hurricane, many insurance adjusters may handle a single claim. This can lead to issues of communication and disagreement. Let our hurricane insurance claim lawyers help you.
Our Insurance Claim Denial Law Firm May Be Able to Help You
The Law Offices of Michael M. Raheb, P.A. is an insurance claim denial law firm that may be able to help you in Naples, Florida if you have questions about a denied claim. While many insurance claims are denied because of exclusions in a policy, sometimes claims are denied because of miscommunication or lack of documentation, or another issue between the insurance company and homeowner. Our insurance claim denial law firm may be able to help you resolve these issues.
